A “big picture”
approach that goes well beyond traditional insurance coverage.
Creative thinking is the answer.
| Provider
Alliance combines: |
Affordable,
reasonable coverage to protect your business
and your residents.
Loss prevention
programs to stop claims before they happen.
Loss containment and control through
aggressive measures designed to manage every claim
or incident. |
 |
Our General & Professional Liability insurance
program is designed with the special needs of long-term
care facilities in mind. Working in collaboration with
quality-focused facility owners and operators, we’ve
created a unique way to secure insurance coverage via
an innovative Risk Purchasing Group concept.
Insured members benefit immediately from access to
affordable insurance coverage. Ultimately, insured members
realize stabilized and reduced premiums, fewer and less-severe
claims…and the satisfaction of gaining control
over growing liability coverage worries.
| The
Policy |
| Policy
issued by: |
A.M. Best
“A” Rated Carrier |
| Policy type: |
Claims-made |
| Limits: |
$100,000 / $300,000
$250,000 / $1,000,000 standard
$500,000 / $1,500,000 available |
| SIR: |
$25,000 standard, up to $100,000
available |
|
| Why
It Works: A comprehensive solution |
| Structure
Element |
Results |
| Lower limit structure |
Allows for lower premiums
and is less attractive to attorneys |
| Selective risk participation |
Good, quality focused
members entering the program |
| Aggressive risk management |
Maintains focus on
quality and prevents claims |
| Aggressive claims management |
Contains and controls
losses |
|
|
